There is a wide range of investment products offered by insurance companies that are excellent for preservation of capital and/or estate planning.
Guaranteed Investment Funds
- Creditor Protection
- By-pass Estate (naming beneficiary)
- 75-100% of Principal Guaranteed (even market-related products)
- Lower Management Expenses for higher deposits (with some companies)
Guaranteed Minimum Withdrawal Benefit Plans
- Guaranteed Income For Life
- Principal Guarantees
- Creditor Protection
- By-pass Estate
Guaranteed Interest Accounts (Similar to GICs)
- Guaranteed Income For Life
- May Qualify for Pension Income Credit
- Principal Guarantees
- Creditor Protection
- By-pass Estate